Most contracting work requires a specific skill set. Workers often undergo special training and certification to master the tasks needed to do the job right. A workers’ compensation program that fully covers the potential dangers to which your artisan contractors are exposed in the course of their work is necessary to protect them while they’re on the job.
Who Needs Coverage?
Anyone who works for your company needs to be covered in case of injury or illness. What is an artisan contractor? This term covers a myriad of technicians:
Anyone on a project who has specific expertise is considered an artisan contractor. Each job comes with certain skills and thus certain risks.
Who Covers You?
When you are looking for an insurance provider, it’s important to find a broker that has experience working with companies in your field. According to www.tangramins.com/, good coverage starts with working with insurance professionals who are familiar with the particular risks involved in the work the artisan contractors do. For example, in order to adequately cover damages associated with electrical work, the provider should have a solid understanding of what those damages might be.
You want to hire skilled artisans to make the work your company does the best it can be. It just makes sense to work with an insurance company that can provide the best coverage as well.