You know your dog isn’t dangerous. But do your landlord, neighbors or condo association know that? Since breeds such as the Pit Bull Terrier, Rottweiler, German Shepherd, Doberman Pinscher or Alaskan Malamute are commonly perceived as “vicious,” you may be more likely to be targeted with a claim. That’s why you need to take steps to protect yourself and your companion, and that includes adding dangerous dog liability insurance to your coverage profile.
Find a Policy That Individually Underwrites Your Dog
One major problem with finding insurance that will cover your dog is breed exclusions. Some insurance companies have restrictions on the types of breeds for which they’ll offer a policy. While this may not seem fair to you, their reluctant to write policies for certain types of pooches is based on many factors. However, some companies will gladly cover your dog regardless of what breed it is. Additionally, some underwrite individual dogs in your household, which often provides greater protection. Dangerous dog liability insurance may also endear you to your landlord or condo association because it demonstrates that you’re a responsible owner.
Owning a majestic dog such as a Pit Bull, Doberman or Rottweiler can be a challenge. However, you don’t have to forfeit your apartment or give up your canine companion. Along with obedience training, carrying liability insurance shows that you’re a good owner while protecting you in the case of a claim.