When comparing truck insurance quotes, the quote should be an accurate estimation of your insurance costs. The key to getting the most out of your quote is to provide the insurance agent with up to date information.
Your Vehicle Details
If you have a current commercial auto insurance policy, provide it. Your current policy may already include vehicle details such as the make, model, year and weight. You should also include details about the mileage on your truck and how much the truck cost when you bought it new. In addition to the basic details about your vehicle, the agent needs to know how you use the truck. Explain the type of cargo you transport and where you travel.
Your Loss Claims
If you have been a trucker for a while, then you may have insurance claims over the last few years. Include any claims that you made in the last three years. Premiums tend to be lower for those who have not suffered a serious loss.
The accuracy of truck quotes depends on the information that you share with the agent. The more specific information you can offer, the more likely he or she will be able to offer you an accurate estimation of the premiums and costs that will be associated with your policy.