Hartford insurance in Connecticut

The Fundamentals of Hartford Insurance

“Nutmeggers”, as inhabitants of Connecticut are sometimes called, have a lot to think about when it comes to getting insured, partially due to the fact that there are so many insurance companies in the Constitution State. Here is some basic information to aid you in your journey toward buying Hartford insurance in Connecticut.

Automobile Insurance

Having your own car means planning for the future. There are many possible injuries and accidents to consider, but the most important thing to know is that the state of Connecticut requires you to purchase liability insurance with the following limits:

  • $20,000 for bodily injury (per person)
  • $40,000 for bodily injury (total per accident)
  • $10,000 for property damage (per accident)

The minimum may not cut it for you, so be sure to talk to an expert before purchasing some Hartford insurance in Connecticut.

Insurance for Your Home

Another basic type of insurance is homeowners insurance. When you own a home, you have to reflect on all the possible accidents that can occur and then choose the right type of coverage. Generally speaking, people tend to start with personal liability insurance at a limit of $100,000, but this can vary depending on your specific situation.

As you move forward, it’s important to talk to an insurance agent who can help extricate you from the web of questions that emerge when shopping for the proper insurance. There’s no reason to go through this alone.