There is a right way and a wrong way to do everything, and you most certainly want to make sure you file a workers compensation claim the right way. Having business insurance in VA won’t do you much good if you don’t use it properly. Know what to do to take proper care of your employees and their injuries before the need arises to file a claim.
Make Sure Employees Inform You ASAP
Let your employees know that they should come to you ASAP if they even suspect they have an injury that warrants medical attention. This is essential because there’s a specific amount of time employees can inform their employer of an injury, such as one month.
Have the Employee Complete the Proper Forms
There are claims forms your employees need to complete, and you’ll have to make sure they’re submitted to whoever handles your business insurance in VA. You might also need to file paperwork with the state workers compensation agency, so be sure to look into this as well as the time limit you have to file the necessary forms.
Submit Medical Bills
Have the injured employee give you copies of all medical bills so they can be submitted for payment. Work with your employee to ensure proper documentation and a smooth claims process.
While you hope that nothing should happen to your employees, accidents do happen. Be sure you know how to respond to get your team back on track.