When there’s a business accident or a fight breaks out in a venue space, even a small injury can be financially challenging for the business owner. To help safeguard against faulty or exaggerated claims, owners might consider purchasing nightclub liability insurance from companies with a favorable credit rating. These companies are sometimes known as “A” rated companies, which means that they are considered by independent agencies to have a strong ability to pay policyholder claims and stay financially solvent. There are four prominent insurance rating agencies: Fitch & Standard, A.M. Best, Moody’s and Poor’s. It is important to know which...