When you own your home, you assume the damage and liability risks associated with the property. However, you shouldn’t have to face these challenges alone. Connecticut home insurance agencies are available to help you protect your assets and create a tailored policy that meets your coverage needs.
In meeting with your agent, you’ll determine the replacement value of your home and assets. Adding a Replacement Cost extension to your policy can ensure, in the event of a disaster, your home can be rebuilt to the construction and materials standards of the original structure. Similarly, a Personal Property Policy ensures the full replacement of your valuables without depreciation deduction. Finally, no policy is complete without liability coverage, which protects you against damage and injury claims on your property from another party.
Additional special coverage should be sought when you have high-risk assets on your property, such as a pool or woodshop. Your broker will review your situation and recommend any additional coverage you need that’s not offered in the basic Connecticut home insurance policy.
Even in the most trying of times, you can regain a sense of normalcy. Contact your broker today to learn more information about homeowners’ insurance, as well as the special policies you may want to consider.