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Underwriting Profitability

If you work with different types of insurance, loans, or investments, you have likely heard the term underwriting profitability or underwriting income. In the simplest terms, underwriting income refers to profits earned during a period by an insurer’s underwriting habits. Calculating underwriting income is a reliable indicator of an insurance company’s success. However, more information is …

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How Omicron Affects Nursing Home Visits

As the COVID-19 pandemic progresses through its third year, healthcare organizations face new challenges. Older Americans in skilled nursing facilities are particularly vulnerable to the virus, especially the Omicron variant. Many facilities are taking new precautions, including modifying nursing visitation during COVID, to protect their residents.  Changing Protocols You may remember many public health emergency …

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Business Cybersecurity: Phishing Takes an Evil Turn

Cybersecurity is a never-ending challenge for every business. A new phishing exploit illustrates ever-increasing cyber threat sophistication. The Classic Phishing Exploit Phishing aims to lure a remote network user into divulging login credentials. The exploit begins with an email that closely mimics the format of the target business. This email asks the recipient to log …

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Unique Insurance Considerations for Staffing Firms

Staffing firms often have unique insurance requirements, different from other businesses and other staffing agencies. Staffing firms may also face unique liability challenges depending on the types of placements they make. Here are a few things agency owners need to know about getting insurance policies for temporary staffing firms. Workers Comp Insurance While states may …

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What Impacts the Cost of Insuring Commercial Property?

A businesses’ property is a vital financial and operational asset. Insurance can protect the value of property and equip a business with resources to keep property in usable condition after an event that causes damage. Several factors can affect commercial property insurance rates that companies need to pay for coverage.  Location Commercial property that is …

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