A Great Insurance Solution for Your Business

As a business owner, you often depend on the work of several different individuals when it comes to how successful your organization becomes. One of the ways you can reward those efforts is by providing life insurance to these valued employees. Sometimes the value of one or more individuals stands out and you may decide that you want to do something extra special for them in terms of the type of policy you’ll provide them with.   Individuals who are irreplaceable in the short term should fall into this elite category. Also, key people with the skills, knowledge, experience and...

Your Dog Might Affect Your Home Insurance Policy

When it comes to home insurance in CT, if you have a dog, it could make your policy a bit more interesting. Knowing how man’s best friend could have an impact is something you want to know before you start shopping. Certain dogs are essentially frowned upon by many insurance companies, so you want to see if your breed is one of them. This is because the companies feel that certain types of dogs might present a larger chance of biting someone and becoming a liability. Before bringing a new dog into your home, look into what you can do...

Explaining the Insurance Company Credit Rating

When there’s a business accident or a fight breaks out in a venue space, even a small injury can be financially challenging for the business owner. To help safeguard against faulty or exaggerated claims, owners might consider purchasing nightclub liability insurance from companies with a favorable credit rating. These companies are sometimes known as “A” rated companies, which means that they are considered by independent agencies to have a strong ability to pay policyholder claims and stay financially solvent. There are four prominent insurance rating agencies: Fitch & Standard, A.M. Best, Moody’s and Poor’s. It is important to know which...

What to Look for in an Insurance Provider

Every business needs insurance, but not all insurance providers offer the same level of coverage. Quality insurance for banks must provide professional and cyber liability as well as crime coverage. Such a specialized field requires a provider with specialized knowledge, experience and service. First, the agency that covers a bank should have extensive knowledge of the banking industry. It must understand the market and the specific needs and challenges of financial institutions in order to offer its clients sound advice. Second, the best providers of insurance for banks will have years of experience in the field. Proper licensing is not...